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Chapter 13 Bankruptcy
Jacksonville Chapter 13 Bankruptcy Attorney - Lawyer, providing experienced
Chapter 13 Bankruptcy Law legal Services in Jacksonville,
Hilliard, Duval County,
Nassau County and the surrounding Northeast Florida areas.
 A Chapter 13
Bankruptcy, unlike a
Chapter 7 Bankruptcy,
does not provide a release of debt, but rather a restructuring of the debt in a
manner which is considered manageable to repay the dept.
Many times the debt to be
paid back may be less that currently owed through
negotiation. In a Chapter 13 Bankruptcy, a debtor
proposes a repayment plan to the creditors, over a 3 to
5 year period, in a good faith proposal to pay off all
or part of the debts from the debtor's future income.
A Chapter 13 Bankruptcy
can:
-
Prevent
the foreclosure of a home;
-
Make up
delinquent car or mortgage payments;
-
Pay back
taxes;
-
Stop
interest from accruing on your tax debt (local,
Florida state, or federal);
-
Keep
valuable property which is non-exempt in a
bankruptcy;
-
And
manage other financial situations which may be
affected by a Chapter 13 bankruptcy
proceeding.
Steven M. Fahlgren
represents the rights and goals of those who must address
chapter 13 bankruptcy legal issues
in the
Jacksonville, Hilliard,
Duval County,
Nassau County and the surrounding Northeast Florida areas. For a confidential legal
consultation, please call
904.845.2255.
Creditors often will work
with debtors in a Chapter 13 Bankruptcy, as Chapter 13 provides the opportunity to recover funds
from you, as apposed to a Chapter 7 Bankruptcy where the
potential to recover a larger portion of the debt is
diminished.
Those who are more likely to
file for a Chapter 13 Bankruptcy are individuals
who seek to hold on to possessions such as a home,
multiple vehicles, or other property or assets.
If you have questions, concerns, or needs regarding
chapter 13
bankruptcy
legal
issues, we urge you to seek the legal advice of an experienced
Jacksonville
chapter 13
bankruptcy attorney - lawyer. Contact
The Law Offices of
Steven M. Fahlgren, P.A.,
at
904.845.2255 to schedule a confidential legal
consultation.
A
Bankruptcy will appear on your credit report for 5
to 7 years. This does not mean you cannot get credit
after filing for bankruptcy. Most lenders will extend
credit within two or three years after filing a
bankruptcy case. Generally, the effect of
bankruptcy on your credit is not a bankruptcy
issue; it is a banking or credit issue.
Steven
M. Fahlgren
aggressively defends the legal rights of
those involved in the Bankruptcy process,
while addressing all related issues that should be taken into
consideration when defending your legal rights.
 If
you require professional legal services regarding
chapter 13 bankruptcy
legal
issues, be proactive in
protecting your legal
rights by seeking the legal advice of
an experienced
Jacksonville
chapter 13 bankruptcy
attorney
- lawyer. Contact
The Law Offices of
Steven
M. Fahlgren, P.A.,
by calling
904.845.2255.
Jacksonville Chapter 13 Bankruptcy Attorney - Lawyer, providing experienced
Chapter 13 Bankruptcy Law legal Services in Jacksonville,
Hilliard, Duval County,
Nassau County and the surrounding Northeast Florida areas.
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